body {
	margin:0px;
	font-family:Arial, Helvetica, sans-serif;
	font-size:11px;
}
form {
	margin:0px;
}
h1 {
	font-size:20px;
	font-weight:normal;
	color:#094891;
	margin-top:5px;
}
h2 {
	font-size:13px;
	font-weight:bold;
	color:#E56923;
}
h3.left {
	font-size:14px;
	margin-top:2px;
	margin-bottom:14px;
	color:#333333;
	font-family:Verdana, Arial, Helvetica, sans-serif;
}
h3.title {
	font-size:12px;
	padding-right:112px;
	margin-bottom:2px;
	color:#ffffff;
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-style:italic;
}
b {
	color:#E56923;
}
.navigation {
	font-size:10px;
	color:#FFFFFF;
}
a.navigation {
	color:#FFFFFF;
	text-decoration:none;
}
a.navigation:hover {
	color:#FFFFFF;
	text-decoration:underline;
}
td.left_header {
	background-image:url(images/left_header.jpg);
	height:36px;
	text-align:center;
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-size:12px;
	font-weight:bold;	
}
.ten {
	font-size:10px;
}
select {
	font-size:10px;
}
.copy {
	font-size:10px;
	font-family:Verdana, Arial, Helvetica, sans-serif;
	color:#ffffff;
}
a.copy {
	color:#ffffff;
	text-decoration:none;
}
a.copy:hover {
	color:#ff9000;
	text-decoration:underline;
}
a {
	color:#000000;
	text-decoration:underline;
}
a:hover {
	color:#FFAB14;
	text-decoration:underline;
}


/* creates illusion of cellpadding on all td's */
#mortgage-loan-form td {
	padding:5px;
}




/* makes labels for all fields bold */
.form-01, .form-03, .form-05, .form-07 {
	font-weight:bold;
	text-align:center;
}




/* centers all form elements */
#mortgage-loan-form td {
	text-align:center;
}




/* modifies the drop-down menus */
.select-01, .select-02, .select-03 {
	width:175px;
	font-family:Tahoma, Arial, sans-serif;
	font-size:12px;
	margin-left:20px;
}
#disclosures ul	{
	margin:0px;
}
#disclosures ul li {  
  display:inline;
  margin-right:6px;
}
#disclosures a {
	color:#FFFFFF;
	text-decoration:none;
}
#disclosures a:hover {
	color:#ff9000;
	text-decoration:underline;
}